Terms of Service

Please note that this website is for educational purposes only. By using this website, you agree to all the following information and conditions: Home Savings Now and its employees are not financial advisors, and this does not constitute investment advice. You are encouraged to conduct your own research and take full responsibility for making your own decisions before investing your money. We are not investment, financial, tax, or legal advisors, nor are we stockbrokers, and we do not intend to provide personalized investment, financial, tax, or legal advice in any form. You are encouraged to thoroughly research and understand the risks before investing. We assume no responsibility for your trading and investment results, and you agree to hold us harmless for such results or losses. You are solely responsible for your own trading decisions, and nothing in the provided information should be interpreted as a promise or guarantee of any particular outcome. You are encouraged to take any information you have learned and make your own financial decisions. Additionally, please refer to any other disclosures provided here. General Terms and Conditions Last updated: [10/01/2026] Please read these terms and conditions carefully before using our service. Interpretation and Definitions Affiliate: means an entity that controls, is controlled by, or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interests, or other voting securities for the election of directors or other management authorities. Country refers to: [United States]. Company (referred to as "the Company," "We," or "Our" in this Agreement) refers to Paprika Media Group Inc,

1617 Cosmo St, Los Angeles, CA 90028, http://homesavingsnow.com. Device: any device that can access the service, such as a computer, mobile phone, or digital tablet. Service: refers to the website. General Terms and Conditions (also referred to as "Terms") are these Terms and Conditions that form the entire agreement between you and the Company regarding the use of the Service. Third-Party Social Media: means any service or content (including data, information, products, or services) provided by third parties that may be displayed, included, or made available through the Service. Website: refers to Home Savings Now, accessible fromhttp://homesavingsnow.com. You: the person accessing or using the Service, or the company or other legal entity on behalf of which that person accesses or uses the Service, as applicable. Acknowledgment These Terms and Conditions govern the use of this Service and the agreement that operates between you and the Company. These Terms and Conditions outline the rights and obligations of all users concerning the use of the Service. Your access to and use of the Service is conditioned on your acceptance and compliance with these Terms and Conditions. These Terms and Conditions apply to all visitors, users, and others who access or use the Service. By accessing or using the Service, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these Terms and Conditions, you may not access the Service. You declare that you are over the age of 18. The Company does not allow individuals under the age of 18 to use the Service.